Terms of Service

What this is

Money Skills is a short financial literacy quiz. You answer 20 questions. If you choose to pay, we generate a personalized report analyzing your answers and suggesting concrete steps across the categories you answered weakly. That's the whole product.

What you're buying

• ◆A personalized report generated from your specific quiz answers. Delivered as a PDF.
• ◆A one-time purchase. No subscription, no recurring charges, no upsells later.
• ◆Access to your own report, hosted at a link we send you. The link does not expire.

What this is not

• ✕Not financial advice. We are not a registered investment advisor, broker, tax professional, or fiduciary. The report explains patterns in your answers and suggests general steps grounded in standard personal finance research. Decisions about your money are yours.
• ✕Not a guarantee. We make no promise that following the report will increase your wealth, improve your credit, or produce any specific financial outcome.
• ✕Not a substitute for a real advisor. If your situation is complex or high-stakes, talk to a licensed professional.

Payment

Payment is processed by PayPal or Stripe. The price shown on the paywall is the final price in USD. There are no hidden fees, no recurring billing, and no subscription. We do not store your card information.

Acceptable use

Use the quiz and the report for personal purposes. Don't attempt to reverse engineer, scrape, or resell the service. Don't try to break it, abuse the rate limits, or use it to send unauthorized traffic.

Liability

To the maximum extent permitted by law, we are not liable for any financial losses, missed opportunities, or damages resulting from decisions you make based on the report. Our total liability in any case is limited to the amount you paid for the report.

Changes

If we change these terms, we update the "Last updated" date at the top. Changes never apply retroactively to reports you've already purchased.

Contact

Questions about these terms: info@moneyskillsquiz.com.